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  If you are a mortgagee , the lender is going to look at your credit score. If you have bad credit , they may refuse to give you a loan outright. Or they may charge you a higher interest rate if they are willing to allow you to borrow. This can make becoming a homeowner more expensive. Since bad credit adversely affects your ability to get an affordable home loan, you might be wondering whether credit score there is any point in going ahead with owning a property The answer is, it depends - but there are situations where you can bite the bullet and choose to buy a home even if your credit is not great. Here's how you can decide. Story from Myrtle Beach your sun fix and surf in Myrtle Beach Although the ocean points out, there's endless fun to meet in the communities of Myrtle Beach too. See More → Are You Financially Ready To Buy A Home? The first thing to consider when deciding whether or not to buy a home is whether you are in generally good financial standing. See, someti...

  Investors looking for ways to channelize nervous energy have come to the right place. It's hard to sit quietly and watch your investment portfolio decline. The best course of action in bear markets is often to take no action, combined with dollar-cost averaging at lower prices over time. One of the good things about this bear market is that it is a great learning experience for new investors, but for now, a bear market sell -off may get worse before it gets better . By making a plan now, an investor can stay one step ahead of a sell-off of facing further volatility with a level top and getting swept up in the chaos. Here are five steps you can take now that will help you regain control and It should help in charting a path towards financial well-being. Weatherproof Stocks:  Here's What to Buy When the Market Is Down and Inflation 1. Make a Watch List It's easy to run out of cash during a bear market if you've already bought dips on many of your favorite stocks. Rat...

  For many Americans, until recently the only financial goal is to stay afloat. About 78% of Americans report that they make enough money each month to pay their bills . So how does one get off the hamster wheel? You start looking for other financial opportunities like investments. Investing is not complicated. But I'm not going to echo that and tell you that by reading an article you'll be ready to buy your first stock -- although you could . After the meteoric rise of GameStop stock , new investors were making enough money to pay off the debt . Like most of the big financial decisions in your life, investing requires careful thought and taking some time to learn the basics before dipping your toe in the water. 'The only option to grow your money': Why new investors buy stock during pandemic Robinhood CEO: We're helping those left behind by Wall Street, not hedge funds when talking to my peers who aren't in the market , one thing is coming: To whom should I tu...